The Power of Positive Cash Flow

Positive Cash flowA friend phoned last night, struggling with a cash flow challenge that is all too common when starting up a new venture – or recovering from a personal life event.  Just like individuals, all businesses face such challenges periodically for a variety of reasons.  As the founder, it behooves us to find and build in a system in both our business and personal lives to help us get through these times successfully.

Cash flow represents money coming into and through our lives.  Along the way, it is the physical resource that enables us to manifest everything we see in the world around us.  If the flow “out” is too rapid, we may not have enough time to use our resources effectively.  If the flow “in” is too slow, our abilities are choked off at the start.  So, in an optimal situation, cash flows in at a strong, steady pace, is held long enough to utilize its value to us and provide reserves according to a plan, and then passed through for the benefit of all in the supply chain, as well as places where we choose to contribute to the well-being of others.

Our plan to build cash flow and use it effectively should be part of our life and business plan.  In the beginning, we may have a viable business plan – for the business – but no plan for the cash flow that sustains us personally while we build the business cash flow.

Answer this:  Do you have enough cash on hand or anticipated cash flow to sustain you for a 2 year period (traditionally the time expected to get an operation up and running)?  Do you know where you will get that cash flow as part of your business plan?  What’s your system to build your cash flow?

Obviously, I feel a cash flow system is important, however, the process begins further back than that with your idea – your vision – and why you want what you want.  Your why carries passion, energy and feelings within it.  It brings the power to stick with all that has to be done to accomplish your goals.  It brings the power of your Inner life and your link to the non-conscious mind.  The non-conscious mind links you to creative, problem solving capabilities.  It coordinates with the conscious mind to receive great, inspired ideas, set up a plan and take action.

Here are a few ideas to get you started:

  1. Get clear on what you want and why. Get in touch with your feelings and passion.  Document it on paper.  Place this paper where you can go back and look at it whenever your energies ebb and your feelings sink.
  2. Make a list of your existing resources. This is more than just money in the bank.  It’s everything – skills used and acquired in school, jobs, family life, community involvement, income earned before and currently, a complete personal balance sheet of assets (stuff you have) and liabilities (what you owe as a result of the stuff you have), what you know, what interests you, people you know, and groups you align with.  Think out of the box.  Don’t forget your friends and family.  Are they in a position to carry some of your nut (monthly cash flow needs)?  Are they part of your team?  Are you supporting each other to build a better future for your family?
  3. How much cash flow do you need? When you are pulling yourself up by the bootstraps, start where you are.  What do you absolutely need to keep going right now?
  4. If you know what you want, roll up your sleeves and start to work for it. Trade time for money.  Do whatever it takes (mowing lawns, telemarketing) to get a small amount of cash flowing.  Be open to opportunities that appear out of nowhere.  In my bootstrap plan, I had to make enough to pay for food, gasoline so I could get to and from work, and a minuscule payment on my credit card debt.  My first goal was to create positive cash flow – and I was willing to do whatever it took in the short run to get that going.  The first opportunity that I found was telemarketing.  It wasn’t much – less than 30 hours per week at minimum wage, however, it gave me a cushion to keep looking and to watch for alternate income sources.
  5. The fastest way is to use skills you already have and the most basic marketing like handing out flyers. To grow beyond that, develop the skills that will serve you well in the future.  Learn to pitch and present yourself – verbally and written, through your creative expression.
  6. To keep money, learn how to manage it – spending and saving it. Spend less than you earn. T. Harv Ecker is a prominent educator on this topic.  He recommends using a jar system and regular % contributions to each jar for spending and savings.  Using this system, people count their money and keep track of where they are.  Whatever you put your attention on tends to increase so by paying attention to your positive use of money, you can make money increase as well.
  7. Focus on your business in whatever time you can give it. It is one of the best ways to build your financial future, as well as feed your soul.  As you build income stability with it, you are not dependent on someone else to give you a raise or keep you employed.  You can make the choices that work best for your future.
  8. You may find you want to throw yourself into your business full time right away. Burn the bridges and leave no possible retreat.  That is really a personal call.  I tend to follow Jim Rohn’s advice and example in this.  He built a successful business working part time until he was successful enough to have twice as much income from his business as he did from his job.  It was a great marketing story – to be able to be so successful working only part time!  And he and his family suffered far less.
  9. The ultimate goal for almost everyone is to achieve financial freedom where you can do, be or have what you want whenever you want it. Your own business, regular savings, investing and having a method to earn consistent income even while you sleep are the components of this   You can invest your money in something to rent or sell to other people.  You can invest your money in learning a skill that enables you to provide a service that others will pay you to do.  You can invest your money in someone else’s business and allow them to help you earn more money.
  10. Your goal is to maintain your cash flow while you are still growing. Get started.  Later, you can look to use other people’s money to expand, but that is the topic of another post.

What kept me going during this time of building cash flow?  Certainly, the outer game aspects were a big part of it: holding a goal as part of the larger vision, making and working a plan, seeing bits of progress and making time to keep pursuing my vision.  However, I also paid attention to my inner game.  I worked on my mindset, utilizing Afformations (positive why questions) to bring in the power of my subconscious mind as a search engine for the best solutions.

Cash flow gradually built to cover my monthly bills and provide the resources to publish Rainbows Over Ruins and start to “build a business with my book.”  To this date, I still cash flow my business from my job, however, I now have products: the book, an online course, blogs and podcasts, and I’m making preparations to take it “on the road” through speaking engagements and workshops.  Cash flow – however you establish it – gets you to this point and carries you into the future as you provide value to your customer base and develop relationships.

When you reach this point, you’ll be ready to decide if you are ready to “take it to the next level” where your business generates substantial cash flow on its own through the value of the products and services you have created.  Wherever you decide to take your journey, cash flow provides the power for you to keep doing the work you love with a lifestyle that is comfortable and brings you joy and well-being.

Pay attention to and nurture your cash flow and it will help you grow into the life you want to live.   You can do it.

I believe in you,

Susan

 

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Thoughts on the Power of Positive Self-talk

When I first studied the power of the mind, Bob Proctor taught that it was essential that we eliminate “paradigms” that stopped us.  Paradigms are negative thought habits.  Unfortunately, it took some time to find a technique that worked for me.  My ‘aha’ moments came when I first discovered Noah St. John.  His teachings on Afformations literally turned my life around rapidly.  Afformations are positive why questions.

There are other teachers who share the impact of positive self-talk which is based on the law of repetition.  Shad Helmstetter is well-known for his work on the subject.  So today, I thought you might enjoy listening to him talk about the power of positive self-talk .

Working with techniques like these help you get into the right mindset to change circumstances in your life and start to manifest your dreams.  To explore these more deeply, my new course is now available at CourseCraft.

Enjoy!

Susan

 

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Find Joy in the Journey

My tip today is to take the time to smell the roses and enjoy the journey.  Whatever you are pursuing has a life of its own and the sooner you begin to enjoy it, the sooner you will see your dreams come to fruition. I have complete faith that you can do this.

 Exploding egg

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First Pillar to Manifest Your Dreams

Now that my audio course “Manifest Your Dreams” is online, I am beginning to ponder where all this will take me next.  I find it helpful to look back and see where I have been.

In my system, Mindset is the first pillar.  To manifest dreams, we must first build a positive mindset.  This is the foundation upon which we build all the rest.  Noah St John and I took a moment to talk about this when my book Rainbows Over Ruins came out.  He came to visit Home and Family and we talked about his work with Afformations and how they made a huge difference in my life.

Start there and all things are possible.

I believe in you,

Susan

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Pray, But Move Your Feet

There is a traditional Quaker quote that has passed down the years:  Pray, but move your feet.  It speaks volumes about what brings us success.  I would call the prayer inner work, and moving your feet conveys the continual actions we need to take to yield the results we want.  That’s the outer work.

It may take some time to see the results from the inner and outer work that we do.  When we do see those results, they are certainly something to celebrate.  That’s the way I feel this week.  After months of preparation, my course is uploaded and available.  After completing writing the content, I found a great group of people to assist me in bringing it forward.  This is a good time to acknowledge D’vorah Lansky for keeping me focused, Donna Fitch for website assistance, Monica Lowe for graphics, Harvey Warren and Wileen Charles for assistance with audio recording, and finally CourseCraft.net for housing the course on its site.  CourseCraft provided an easy format for me to use to house and manage the individual lessons, action guides and bonus content and payments.  The course is currently available in audio only.  I’ll be officially launching in a few weeks, but in the meantime, I’ll be making some special offers to those who have supported my work in the past few years.  More about that will be coming soon.

All this collaboration is part of the process.  One person trying to do everything on their own struggles.  When you begin to work with others, you create what is commonly known as a master mind group.  They take many different forms, but the value is the same.  A thought form created by a single person amplifies as more and more people think about it.  When enough people share and work on that thought, it takes form in the real world.

But that’s not all that happened this past week.  Almost simultaneously, a good friend and supporter, Tim Case, introduced me to Patreon, a site dedicated to enabling creators to have a sustainable income.  He wanted to know what I thought of it.  At first, I was casually interested, but as I explored its potential, I got enthusiastic.  I decided to join myself.  One of my goals is to rework my course and future content in video format too.  Patreon can help me get the revised version done.

So I wrote back to Tim and invited him to get involved.  He is building his own dream, Archery Encounters, LLC and like most startups could use financial support to get it up and running.  He accepted the invitation and as of last night was in the midst of building out his page.  I can’t wait to see it.   Patreon is an example of what is possible when people get together to support creative visions.  Whether you are a creator or called to be a patron of creative endeavors, this site serves both roles.  You can learn more @patreon and #patreon.

Having tangible products to offer has shifted my focus.  I want to find out what you think of them, as well as what you want to help you bring your own dreams into reality.  Please let me know.  I know you can do it.

I believe in you,

Susan

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Channeling Grief to a Portal of a New Dream with Uma Girish

Glimpses of joy are returning to the set now.  Even our fearless leader is beginning to return to his usual self.  What lingers are the questions that come up at a time like this.  Why do we lose someone so young?  Why is there so much pain?  Why do I hang on to the memory of my loved one, fully expecting them to walk into the room any minute?  What do I do now?  How do I fill the void that remains?

These questions reminded me of a post I did a couple years back after an interview with Uma Girish.  She is a grief counsellor and has written books on the creative potential that emerges as we channel grief.  I have taken the liberty of reposting the earlier post in the hope that it will contribute to your healing process whatever it may be.

“Bright and early on Friday, I was talking with Uma Girish, one of my next interviews on the Rebuilding Your Life…. Podcast. I became aware of Uma through the 30-Day Podcast Challenge where she introduced her podcast, The Grammar of Grief. Grief is a natural byproduct of loss, whether we are losing a loved one or everything that we have built up in our lives so I was looking for someone to talk about the topic – and there was Uma.

The stages of grief are well documented. In the immediate aftermath of an event, the first responders and community of support (whether friends, family, church and community, hospital or the Red Cross) get us through the shock and strong emotions we experience.

And then we are home alone with more questions than answers, coping with our new reality. There are often so many things to do in our physical world that we are not paying attention to the symptoms of grieving that are popping up around us. I know that for weeks, Peter and I rescued everything we could from our destroyed home as we figured out what lay ahead of us. Although we conscientiously made efforts to get back to our normal routines, it was challenging. When we finally settled into the rental house that would be our home until the financial issues were resolved, we immediately had physical symptoms of distress and spent weeks with the chiropractor, and the anxiety was relentless. Other people may experience a great deal of loneliness, hostility and guilt.

It’s easy to sink into depression under these circumstances. That’s why a friend at church, Sue Smith (who is a therapist), gave me a routine to follow that might stave off the more serious symptoms of depression – and I was watching for any telltale signs. She suggested that I spend some time everyday doing each of several tasks: Be in beauty or find inspiration through prayer or meditation. Eat good food that has been cooked as if company was coming. Get enough sleep, at least 7-8 hours. Get some exercise. Laugh. Watch TV, listen to tapes and laugh. Talk with a friend with whom you can share anything. Learn something new. Over time, I added a couple of my own. Be of service. Helping others helps you feel better as well. And spend a few minutes every morning to express gratitude and appreciation for life and where you see movement toward restoring your life and building toward something better.

When we are grieving, we may find it difficult to make that shift toward a renewed future. We may have rebuilt as much of the life we had as possible, yet a gaping hole remains and it stops us from enjoying ourselves. We draw a blank on pursuing a different future and don’t want to lose our memories of what was before. This is where Uma Girish comes into the conversation.

Uma is a Grief Guide and certified Dream Coach, as well as an award-winning author. Her book, Losing Amma, Finding Home: A Memoir About Love, Loss and Life’s Detours is published by Hay House. In it she chronicles her own story of the grief journey she undertook when she lost her mother. That journey became the impetus for her work as a grief guide and the creation of her message: We are not the same person we were before the loss. Although we are changed by the experience of loss, it also opens a portal to a new dream that comes to us through the pain of loss. Our healing journey is to recognize that dream, embrace it and experience the joy of our new creation.

As Uma comes from a place of similar experience, she has the ability to explain some aspects of how we are able to do this through looking at the unfinished business in our lives. And I love her way of describing how gratitude can help us move from being a victim to a victor. She calls it “shapeshifting” our grief story.

This is transformational work. To facilitate progress, Uma offers private sessions via phone and Skype, as well as an eCourse From Grief to Gratitude through her website http://www.umagirish.com. She is also the co-founder of the International Grief Council which seeks to educate and empower those who are grieving a loss.

I’d like you to meet Uma Girish. She’s one of my next guests on Rebuilding Your Life: Moving from Disaster to Prosperity. The podcast is available iTunes at: https://itunes.apple.com/us/podcast/rebuilding-your-life-moving/id975055547 as well as Stitcher: http://www.stitcher.com/s?fid=62871&refid=stpr.

Please get ready to listen in as we learn more about channeling grief into creativity with Uma Girish.”

I’m going to send a few words about Uma to those who are in the most need right now.   Please share this post with anyone you know who is in that heavy space of grief.  There is a way to get past grief and rediscover a new dream.  they can do it.  You can do it.

I believe in you,
Susan

 

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The Healing Power of Joy

Exploding eggToday, I invoke the healing power of Joy.

The past few weeks have been challenging on our set.  Shortly after Will’s tragic accident, our executive producer’s wife lost her 16 year battle with cancer.  There are still others struggling with impending or threat of loss in their own families.  We are not experiencing joy.  Sorrow has descended upon us on multiple fronts, standing in sharp contrast to the progress I’ve been making to get my course launched online or to the day to day production of our show.

For me, it is a time to pause and reflect on all the other aspects of life that contribute to a joyful and well-led life – from cleaning house, maintaining the yard and animals, belonging to a community, sharing with family, loving family, traveling, and having fun with friends.  It is a time to center in the silence and open to the “amazing” things that come to me when I do.

Is it coincidence or serendipity when I open the computer on this day of all days and read Abraham’s message:

“We are as dead as it gets, and we are fully aware of this joyous experience.  We are with you every time you allow it.  We are in every singing bird and in every joyous child.  We are part of every delicious pulsing in your environment.  We are not dead, and neither will you ever be!  You will just get up, one day, and get out of the movie.”

The message that comes to me in this moment is to follow the joy and discover its healing power.  Even as we strive to express gratitude for something every day, let us find the joy each day.  For several years, part of my daily routine has been to ask – what can I do today to feel the way I want to feel when I achieve my dreams?  At moments like this, I am aware that I want to feel joy when I achieve my dreams – the joy of accomplishment, of love shared, of inspiration and beauty.  Has it ever occurred to you that when you are in a state of joy, you are in touch with and living your dream?

What if I ask “what can I do today to feel the joy that is all around me?”  Joy is important.  There is value in it. It heals us in the face of sorrow and setbacks.  Today it feels as if it is the ultimate goal of all our life.  Can we discover joy in our own lives and realize what we can do to bring joy and well-being to others? As we make dreams come true, we are bringing joy and well-being of accomplishment, of making a contribution, of making a difference.  We are making it all happen.  As money pours into my life, it is a resource for more than just survival or the acquisition of property and belongings.  It is also for the creation of joy and the good of all concerned.

But can we create joy?  How do we do that?  I believe it starts by allowing yourself to look around and see the joy that surrounds you.  Take an inventory of what brings you joy.  Ask what you can do feel the joy.  Appreciate it and share it with others.  Joy is like a muscle.  The more you exercise a muscle, the stronger it becomes.  Develop the mindset that yields joy.  Practice positive self-talk, affirmations and Afformations – asking why you experience joy.  Embrace the joy.

When you align with joy, in spite of challenging circumstances, you are aligning with the most creative and healing energies in the Universe.  As you develop the mindset, you are magnetizing love and joy.  Resources begin to flow to you that can make a difference in your experience of life and the contribution you make to it.  And I believe you will find your life improving.  Yes, even sorrow lessens as you redefine and begin  living your purpose again.

Here are a few Afformations you might try to help you get into the spirit of finding joy:

Why am I so happy?  Why am I so blessed?  What do I experience joy and well-being?  Why do I find it everywhere from the simple to the sublime?  Why does my life shift to include more joy – and still be comfortable and abundant?  Why do I get to love and say “yes” more?  Why do I find joy in heaven and on earth?  Why do I find it in the angel voices?  Why do I find it in those I love?  Why do I find ways to bring joy to others?  Why are my creative endeavors filled with joy?

Why is this so much fun?

May your life be filled with joy and may you bless others with joy as well.   I know you can do it.

I believe in you,

Susan

 

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